Direct 贷款 are low-interest for students and parents to help pay for your cost of education. Direct 贷款 are loans made with federal capital and owned by the federal 政府ernment but managed by an assigned loan servicer. Interest rates vary based on the loan program and loan origination fees do apply. In order to receive a Direct Loan, you must have a complete, valid FAFSA application on file, a signed Master Promissory Note (MPN) and complete loan entrance counseling.
- 直接资助贷款: For undergraduate students with demonstrated financial need, as determined by federal regulations. No interest is charged while a student is in school at least half-time, during the grace period and during deferment periods.
- 直接无补贴贷款: Are not based on financial need; interest is charged during all periods, even during the time a student is in school and during grace and deferment periods.
- 家长加/毕业生加贷款: Are unsubsidized loans for the parents of dependent students and for graduate/professional students. PLUS 贷款 help pay for education expenses up to the cost of attendance minus all other financial assistance. Interest is charged during all periods. Parents of accepted students can begin applying for 家长PLUS贷款 5月1日之后 www.studentaid.政府.
The Perkins Loan program was not reauthorized by Congress and therefore Rhodes is no longer able to award Perkins 贷款 to new borrowers. 2017年8月开始, Rhodes transferred all existing Perkins Loan accounts to the Department of Education. The federal loan servicer ECSI manages these accounts for the Department of Education. If you need assistance in regards to a Perkins Loan account, please contact them at 866-313-3797. Loan payments can be made online at http://efpls.com/ 或邮寄到美国.S. Department of Education, ECSI Federal Perkins Loan Servicer, P.O. Box 105765, Atlanta, GA 30348-5765.
Non-Federal (Private) 助学贷款
FASTChoice is a tool for comparing a historical list of private loan lenders through which our students have borrowed during the past three award years. Before viewing the private lender list, you will be prompted to complete the Borrowing Essentials section, an interactive overview of basic borrowing information. If you return to the private lender list at a later time, you can choose to opt out of viewing the Borrowing Essentials section again.
You may use the advanced filters within FASTChoice to assist your search.
You may choose to borrow through any lender, including lenders not on this list. If you choose to borrow through a lender that is not on this list, we will process your application and certify your eligibility with that lender.
Student Loan of the 长老会(美国.S.A.)
For members of the Presbyterian Church, 最高1美元,000 annually may be borrowed from the Student Loan Fund administered by the General Mission Board on behalf of the 长老会(美国.S.A.). 资格, the student must have been a continuous member of the denomination for at least one year immediately preceding the date of application and evidence of financial need is required. All communications regarding Presbyterian student loans should be addressed to:
Office of 金融援助 for Studies
电话: (502) 569-5745